Jorge G.

⭐️⭐️⭐️⭐️⭐️ I can’t recommend Edgar and the team at Garibay Financial enough. They helped my family purchase our home back in 2019, later guided us through a refinance that significantly lowered our interest rate, and most recently assisted us with a HELOC. Three transactions in, and every experience has been smooth, transparent, and professional. What really stands out is the way Edgar and his team treat people. They met every request my wife had with patience, grace, and genuine understanding. At no point did we feel rushed, pressured, or left in the dark. Communication was consistent, questions were answered quickly, and we always knew exactly where we were in the process. I’ve heard plenty of horror stories about lenders making clients jump through endless hoops, chasing paperwork, or attending unnecessary meetings. That was never our experience. Edgar made everything simple and efficient, and we never had to go out of our way for anything. When we purchased our home, our closing costs came in at just $24.35, which still blows my mind. That kind of result comes from strong relationships, smart negotiation, and truly looking out for your client’s best interest. If you want a team that is knowledgeable, responsive, and that genuinely cares about getting you the best outcome, Garibay Financial is the place to go. I will absolutely continue to use them and recommend them to anyone buying, refinancing, or exploring equity options.

Edgar and his team made purchasing my first home such an easy and smooth experience. In a competitive market with multiple offers, Edgar was able to secure the home for me, and I couldn’t be more grateful. He made the home search process stress-free and explained everything clearly along the way. Once I provided the necessary documents, they moved quickly!! My loan was approved fast and the entire transaction was seamless from start to finish. Their communication, professionalism, and dedication truly stood out. I always felt supported and informed. I highly recommend Edgar and his staff to anyone looking to buy a home!

Amazing experience with Garibay Realty Group! Professional, reliable, and always available to answer questions. Edgar made the entire process simple and stress-free. Highly recommend!